What happens to DASK insurance when a property is sold?
An amendment to the compulsory earthquake insurance conditions was published on 21 August 2026. For sales and equivalent transfers, the previous contract ends on title registration and insurance for the new beneficiary must be checked.
What changed
For sales and equivalent transfers, the old contract ends on the title-registration date. A refund for its unused premium period requires an application.
The registry checks insurance belonging to the new beneficiary. Other kinds of ownership transfer have separate treatment.
Who is affected
Buyers and sellers of properties within compulsory earthquake insurance coverage.
Why it matters
Buyers should not assume the seller’s policy continues for them without further action.
What to do next
Check the new beneficiary’s insurance with the insurer and registry before title transfer. Sellers should apply for any unused-period refund. The 5 September commencement date is calculated from the text’s 15-day period.
Sources and important dates
Resmî Gazete
Zorunlu Deprem Sigortası Genel Şartlarında Değişiklikwww.resmigazete.gov.tr
Announcement date:
- Announcement date:
- Effective date:
Dates use the Gregorian calendar; specified times are in Türkiye time.